View the Fidelity Investments and the Fidelity Funds Privacy Notice
Our Commitment to Privacy
Fidelity Investments and the Fidelity Funds are committed to maintaining the confidentiality, integrity, and security of personal information about our current and prospective customers.
Please note that certain details of this policy may depend on whether you deal with us through an investment professional, directly as an individual investor, or whether Fidelity provides services to your employer or plan sponsor.
The privacy policies of Fidelity Investments and the Fidelity Funds are reviewed annually. Our printed and online notices are then updated to reflect any changes.
How and why we obtain personal information
Fidelity takes great care to protect personal information about you and when we use it, we do so with respect for your privacy. We may use personal information about you to service, maintain, and protect your account; process transactions in your account; respond to inquiries from you or your representative; develop, offer, and deliver products and services; or to fulfill legal and regulatory requirements. Fidelity may collect public and non-public personal information about you from any of the following sources:
How we protect information about you
Fidelity considers the protection of personal information to be a foundation of customer trust and a sound business practice. We employ physical, electronic and procedural controls and we regularly adapt these controls to respond to changing requirements and advances in technology.
At Fidelity, we restrict access to personal information to those who require it to develop, support, offer and deliver products and services to you.
How we share information about you with third parties
Fidelity does not share personal information about our customers with unaffiliated third parties for use in marketing their products and services. We may share personal information with the following entities:
Our service providers are obligated to keep the personal information we share with them confidential and use it only to provide services specified by Fidelity.
Based on the nature of your relationship with Fidelity, we may exchange information with other third parties as described below:
How we share information about you within Fidelity
We may share personal information about you with various Fidelity corporate affiliates including internal service providers which perform, for example, printing, mailing, and data processing services.
Additionally, if you interact with Fidelity directly as an individual investor (including joint account holders) or if Fidelity provides services to your employer or plan sponsor, we may exchange certain information about you with Fidelity financial services affiliates, such as our brokerage and insurance companies, for their use in marketing products and services as allowed by law.
Information collected from investment professionals' customers is not shared with Fidelity affiliates for marketing purposes, except with your consent and as allowed by law.
Privacy, security, and service in Fidelity's online operations are just as critical as in the rest of our business. We use firewall barriers, encryption techniques and authentication procedures, among others, to maintain the security of your online session and to protect Fidelity accounts and systems from unauthorized access.
When you interact with us through online channels (for example, websites and mobile applications) owned and controlled by Fidelity Investments ("Fidelity websites"), Fidelity manages personal information in accordance with all of the practices and safeguards described previously.
When you visit Fidelity websites, we may collect technical and navigational information, such as device type, browser type, Internet protocol address, pages visited, and average time spent on Fidelity websites. We use this information for a variety of purposes, such as maintaining the security of your online session, facilitating site navigation, improving Fidelity website design and functionality, and personalizing your experience on Fidelity websites. Additionally, the following policies and practices apply when you are online.
Cookies and similar technologies
You can refuse or delete cookies. Most browsers and mobile devices offer their own settings to manage cookies. If you refuse a cookie when on a Fidelity website, or if you delete cookies, you may experience some inconvenience in your use of Fidelity websites. For example, you may not be able to sign in and access your account, or we may not be able to recognize you, your device, or your online preferences.
Advertising on Fidelity websites
Fidelity advertises on its own websites (including our mobile applications), and when we do, we may use information about your relationship with us, such as the types of accounts you have, to tailor advertisements about Fidelity and third-party products and services that may be of interest to you.
We may also use third-party service providers to help us determine which Fidelity products and services may be of interest to you. These service providers may collect information about your activity on Fidelity websites using cookies and other technologies to analyze, for example, pages visited, search engine referrals, browsing patterns, and responses to advertisements and promotions. Such service providers may only collect and use such information for purposes specified by Fidelity and not for their own purposes.
Advertising on Non-Fidelity websites
Fidelity and these third-party online advertising companies may use the data collected, along with other information we have about you and your Fidelity relationships, to serve relevant ads to you. The advertisements may be relevant to your interests, as determined by your activity on Fidelity and non-Fidelity websites. These are known as "interest-based advertisements."
You may opt-out of receiving interest-based advertisements from online advertising companies by clicking on the AdChoices icon (which appears on all Fidelity interest-based ads) and following the opt-out instructions. For more information about interest-based advertising please see http://www.networkadvertising.org/managing/opt_out.asp.
Connecting with Fidelity on social media sites
Fidelity's Mobile® apps
Fidelity Mobile® applications ("apps") allow you to access your accounts, trade securities, move money, and access news and research using wireless or mobile devices. Our privacy practices apply to any personal information or other information that we may collect through the apps.
Protecting children's privacy online
Fidelity websites are not directed to individuals under the age of thirteen (13). Fidelity does not intentionally collect information on Fidelity websites from those we actually know are under 13, and we request that these individuals do not provide personal information through the sites.
If you are a former customer, these policies also apply to you; we treat your information with the same care as we do information about current customers.
Fidelity offers several options for accessing and, if necessary, correcting your account information. You can review your information using your statements, or through our automated telephone or Internet services. You may also write or call us with your request for information. If you transact business through Fidelity's life insurance companies, you are entitled to receive, upon written request, a record of any disclosures of your medical record information. If we serve you through an investment professional, please contact them directly. Specific Internet addresses, mailing addresses and telephone numbers are listed on your statements and other correspondence.
The Funds employ physical, electronic, and procedural controls to safeguard your information. For example, the Funds authorize access to your personal and account information only for personnel who need that information in order to provide products or services to you.
The Funds do not disclose any non-public personal information about you, except as permitted by law. For example, the Funds have entered into a number of arrangements with Fidelity Investments to provide for investment management, distribution and servicing of the Funds.
If you decide to close your account, the Funds will continue to adhere to the privacy policies and practices as described in this notice.
Effective June 2016
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