Account Balances

Overview

NOTE:


The Balances Tab provides detailed information about an account to which you are authorized; this information is not available at the Client or Group level or across multiple accounts. The details that display differ based on the account selected - Fidelity Brokerage/Trust Account, a Fidelity Annuity Account, a Fidelity Life Insurance Account, a CGF Donor Advised Fund Account, or an Fidelity 403(b)/401(k) Account. The As of information at the right of the screen indicates the date and time of the contents that displays; select the Refresh link to display intraday values for some account balances (if available).

Top

Viewing Account Balances

  1. Perform a search to locate the desired account.
  2. Select an account entry in the search results and select Balances from the flyout menu. The Balances Tab for the selected account displays.
Top

Fidelity Brokerage/Trust Account Balances


Account Totals

Field Definition
Acct Net Worth

Displays the net worth of the brokerage account, retirement account, annuity contract, or Donor-Advised Fund.

  • For a brokerage account: The net worth is the current liquidation value (the net market value of all long and short positions in the account less trade debit balances). Net worth does not include any securities in legal.
  • For a retirement account: The net worth is the total of all the participant's source balances in that retirement plan.
  • For an annuity contract: The net worth is the total contract balance.
  • For a Donor-Advised Fund: For purposes of the Fidelity Charitable Gift Fund program, net worth is the balance of the donor's Giving Account. The balance does not represent assets held by the client, rather it represents irrevocable charitable contributions made by the client to a 501(c)(3) public charity.
Net Cash Displays the cash available for trading in the cash account. Net Cash = Core Money Market + Unsettled Cash.
Core Money Market Displays the market value of the Core Fund account. The Core Fund is used for all of your brokerage transaction activity. As transactions settle, this account is debited or credited.
House Call/Surplus Displays the margin amount available to borrow in the account that is above the New York Stock Exchange (NYSE) minimum requirement for accounts that borrow against margin.

Top

Available to Purchase Securities

Field Definition
Cash Displays the dollar amount available to purchase securities in the cash account. This amount includes the core account plus any cash credits in the account. It does not include margin cash available or non-core money market funds. NOTE: All buy trades are debited and all sell trades are credited from the Cash Available to Purchase Securities balance as soon as the trade executes, not when the trade settles.
Margin Displays the dollar amount available to purchase marginable stock securities without adding money to the account.
Non-Marginable Securities Displays the total dollar amount of non-marginable securities that can be purchased using available cash and/or buying power.
Corporate Bond Buying Power Displays the dollar amount available to purchase marginable corporate bond securities without adding money to the account.
Municipal Bond Buying Power Displays the dollar amount available to purchase marginable municipal bond securities without adding money to the account.
Government Bond Buying Power Displays the dollar amount available to purchase marginable government bond securities without adding money to the account.

Top

Other Balances/Requirements

Field Definition
House Call/Surplus Displays the margin amount available to borrow in the account that is above the New York Stock Exchange (NYSE) minimum requirement for accounts that borrow against margin.
Fed Call Displays the amount by which the account's equity does not cover 50% of the cost of an initial margin purchase.
Exchange Call/Surplus Displays the margin amount available to borrow in the account that is above the New York Stock Exchange (NYSE) minimum requirement for accounts that borrow against margin.
SMA Indicates whether the account is a Special Memorandum Account.
Other Represents the value determined by subtracting the market values of all positions held in the cash, margin, and short account types, Market Value of Option Positions, and Core Money Market Value from Account Net Worth.

Top

Cash Account

Field Definition
Cash Market Value Displays the market value of all securities held in the cash account and the Money Market.
Unsettled Cash Displays the amount of unsettled cash (cash in an interim state) in the brokerage account. A negative sign (-) and red text denote a debit.
Running Collected Balance Displays the maximum amount that the customer can withdraw from the account (for example, covering checks written against an account, bill payments, debit card transactions, wire transfers, or Money Line withdrawals). This figure includes the Cash Collected Balance plus the cash available to borrow on margin. To determine the amount that the customer could use to purchase non-marginable securities or to meet a margin requirement on option positions, add the Collected Balance and the Pending Balance (which represents any unsettled cash deposits).

Top

Margin Account

Field Definition
Margin Market Value Displays the market values of all securities in the cash available to withdraw.
Margin Balance Displays the balance that the client owes Fidelity or the balance due to the client for activity in the margin account. This balance reflects the margin market value minus any margin equity in the brokerage account.
Available to Borrow Displays the dollar amount available to purchase non-marginable securities or to withdraw from the account as a cash loan. Includes both settled trade date balances and balances that have not settled.
Margin Equity Displays the value of all margin positions in the account less any margin debit balance plus any margin credit balance.
Margin Equity % Displays the equity percentage of the margin market value of the account. (The margin equity divided by the total margin market value.)

Top

Short Account

Field Definition
Short Market Value Displays the market value of all securities in the short account.
Short Balance Displays the net balance in the short account.

Top

Market Values

Field Definition
Market Value of Option Positions Displays the market value of all the option positions held in the account.
Options-In-The-Money Amount Displays the market value of options that are in-the-money, which refers to a gain on an options contract held by the account.

Top

Financing Account

Field Definition
Loaned Securities Market Value Displays the market value of all securities within the account that are on loan to Fidelity.

Top

Fidelity Annuity Account Balances

Deferred Annuity

Field Definition
Net Worth Displays the total dollar value of the annuity contract.

Top

Income Annuity

Field Definition
Annuity Income Value Displays the current value of the next income payment.
Benchmark % Displays the rate of return that was chosen by the contract owner to be used for calculating the initial annuity payment and future income payments. This represents the earned annual total returns needed (less expenses) to keep income payments level.
Insurance Company Assets Displays the assets which the insurance company has set aside to provide income for the annuitant's lifetime or the guaranteed period, whichever is longer. The Insurance Company Assets are not available for withdrawal from the contract. The only assets available for withdrawal from the contract, if any, would be displayed in the Liquidity Value field.
Liquidity Value Displays the withdrawal value, if any, which is the total amount that can be taken out of the income annuity during the withdrawal period.

Top

Fidelity Life Insurance Account Balances

Field Definition
Cash Surrender Value Displays the total value of the current balances in the investment options, the fixed account, and the loan collateral account less any loan balance and charges due.
Death Benefit Amount Displays the current dollar amount that would be paid to the beneficiary on the death of the insured.
Face Amount Displays the current dollar amount of insurance on the policy.
Loan Balance Displays the principal amount plus accrued interest due under all loans currently outstanding against this policy.
Policy Account Value Displays the total value of all the investment options (sub-accounts) plus the fixed account.
Total Account Balance Displays the total of all source balances in the life insurance account.

Top

CGF Donor Advised Fund Account Balances

Field Definition
Giving Account Displays the name of the account designated on the account application.
Matching Account Displays the name of the matching account (if applicable).
Total Account Balance Displays the total dollar value of the donor advised fund.
YTD Contributions Displays the total amount of irrevocable contributions of cash, mutual fund shares, stocks, bond or other securities that were added to the account during the calendar year.
YTD Grants Displays the total amount of grants to IRS-qualified public charities that were reviewed and approved by the Trustees of the Fidelity Charitable Gift Fund and distributed from the account during the calendar year.
YTD Miscellaneous Displays the total charges or credits made to an account due to activity or policy during the calendar year.

Top

Fidelity 403(b)/401(k) Account Balances

Field Definition
Amount
Displays the total of all the participant's source balances in the retirement plan.
Plan ID
Displays the numerical identifier for the retirement plan.
Plan Name
Displays the name of the retirement plan.
Source Name
Displays the source of funds (e.g., Employee Deferral, Employer Match) for the retirement plan.
Source Number
Displays the numerical identifier for the source of funds (e.g., Employee Deferral, Employer Match) for the retirement plan.

Top