View account restrictions
View suitability
Customize account cartridge
Account Cartridge displays above some WealthscapeSM windows when you have an account in context, and includes tabs (from left to right) you can expand to quickly view additional account detail or to navigate to other account information:
Account Number: Indicates the frame of reference for the information that currently displays. Expand this tab to display a menu, which provides access to functions for the shown account. The Custom Short Name/FBSI Short Name associated with the account displays above the account number.
Icons: Displays icons that enable access to additional account detail, where applicable. Restrictions and Notifications also display if entitled. The Suitability icon displays for Fidelity Individual Directed Accounts (IDAs).
Account Information: Name of the primary account holder and the registration. For VariableCompany Long Name brokerage accounts, expand this tab to display additional account information.
Balances: Features up to 2 account balances that you can choose to display prominently prior to expanding. For VariableCompany Short Name brokerage accounts, expand the tab to view additional balances, calculated intraday. Intraday balances are defined as market values based on real-time positions and close of business pricing, and real-time cash balances.
- Brokerage balances are intraday and display in U.S. dollars.
- Select Refresh to update balances.
- Multi-Margin Model displays if account is in multiple margin relationship.
Firm and Investments: Features up to 2 firm and investment attributes that you can choose to display prominently prior to expanding. For VariableCompany Short Name brokerage accounts, expand this tab to view additional firm and investments information.
The Restrictions icon (R) displays on the Account Cartridge when there are VariableCompany Long Name-imposed or user-defined restrictions on the current account. Restrictions limit or prevent certain activity based on a set of rules or criteria and display in order of the input date. Restrictions alert you to account conditions, which may impact your ability to process certain transactions.
Restrictions include:
Note: Your firm can create other custom restrictions, such as Don't Buy EMC or Don't Trade AAPL.
Suitability refers to the process of matching an account holder's investment objectives and needs with the appropriate investments. Suitability on Account Cartridge contains information about the expectations for investment performance and level of sophistication of the account holder such as the ability to tolerate risk and the financial and tax status of the account.
The Suitability icon (checkmark) displays for VariableCompany Long Name IDA (Individual Directed Account) brokerage accounts only. Although these accounts list an advisor, the advisor is prohibited from placing trades for the account.
Per FINRA (Financial Industry Regulatory Authority, Inc.) Regulatory Notice 11-02, the securities transaction or investment strategy recommended to a customer should match the customer's investment profile. Suitability refers to the characteristics of this portfolio plan or profile, which is established through the analysis of discussions with the primary account holder.
Customize Account Cartridge for a VariableCompany Long Name brokerage account so it displays the information most relevant to your business. Designate up to 2 balances to display on the Balances tab, and up to 2 attributes to display on the Firm and Investments tab. You can also choose to expand 1 of the 3 tabs upon opening Account Cartridge.
Note: The ability to customize Account Cartridge is not available for Fidelity non-brokerage accounts (CGF Donor Advised Fund, Fidelity Annuity, Fidelity Life Insurance, and Fidelity 403(b)/401(k) accounts).
Open Account Cartridge with 1 tab expanded:
- Select Show the expanded view as default checkbox.
- Select a tab to expand when Account Cartridge opens:
From Balances:
- Choose from 1 or both dropdowns.
- Select None to not display a balance.
From the Firm and Investments:
- Choose from 1 or both dropdowns.
- Select None to not display Firm and Investments.
If a field displays double dashes (--), data does not exist.
- Fidelity Brokerage Account Information
- Suitability
- Balances
- Firm and Investments
- Fidelity Non-Brokerage Account Information
| Field | Definition |
|---|---|
| Account # | Number assigned to the account. |
| Account Source | Fidelity Brokerage |
| Address | Mailing address (up to 6 lines) for the account. |
| Custom Short Name | User-defined short name assigned to the account. |
| (D) | Primary contact daytime telephone number. |
| Date of Birth (Age) | Date of birth of the primary account holder, in DD-MM-YYYY format, followed by the calculated age of the account holder in parentheses. |
| (E) | Primary contact evening phone number. |
| Email address of the primary account holder. The email address displays as a hyperlink. Select the hyperlink to email the primary account holder. | |
| FBSI Short Name | Short name assigned to the account in Fidelity's brokerage system. |
| Primary Account Holder | Name of the primary account holder on the account, in last name, first name format. If secondary account holders are on the account, these names list below the primary account holder name. |
| Registration | Description of the type of ownership registered for the account, such as Individual or Corporation, along with its code in parentheses. |
| Field | Definition |
|---|---|
| Code | 2-character code that identifies the restriction. |
| Input Date | Date the restriction was placed on the account. |
| Expiration Date | System-generated date that is only applicable to certain restriction codes with expiration dates, such as H7 (10 Day Temp Freeze). |
| Dept | Department affiliation of the user who added the restriction. |
| Description | Description of the restriction code. |
| Comments | Comment entered by the user who added or edited the restriction on the account. |
| Action Msg | Comment entered by the user who added or edited the restriction on the account. |
| Res Type | Restriction type:
|
Financial Position
| Field | Definition |
|---|---|
| Annual Earnings | Gross yearly income before taxes, which includes all sources of income, investments, employment, and alimony of all account holders. |
| Approximate Net Worth | Estimate of total assets (excluding primary residence) minus total liabilities (joint accounts indicate the combined value). |
| Federal Tax Bracket | Amount the primary account holder's income is taxed for the payment of federal income tax. |
| Liquid Assets | Amount the primary account holder's income is taxed for the payment of federal income tax.
Note: This field does not include real estate holdings and long term investments. |
| Liquidity Needs for Essential Expenses | Amount of liquid investments required by the primary account holder for essential or day-to-day expenses. |
| Liquidity Needs for Near Term Expenses | Amount of liquid investments required by the primary account holder for near term expenses. |
| Marital Status | Primary account holder marital status. |
| Number of Dependents | Primary account holder number of dependents. |
Investment Profile
| Field | Definition |
|---|---|
| Investment Experience | Primary account holder's knowledge of investing, stated in years. |
| Investment Experience | Top ranked investment objective for the account. |
| Investment Purpose | Primary account holder's purpose for the account, such as retirement, home purchase, or college. |
| Time Horizon | Amount of time the primary account holder expects to invest funds in the account before withdrawing. This period determines the time that the account holder expects to hold a security or portfolio, and the income needs and stated risk exposure. |
Assets Held Away
Note: The percentages in this section refer to percentages of the value in the Amount ($USD) field.
| Field | Definition |
|---|---|
| Amount ($USD) | Dollar amount of any other holdings of the primary account holder outside of those in the Fidelity brokerage account. |
| Bonds | Percentage of bonds owned by the primary account holder and held outside of Fidelity. |
| Other | Percentage of any asset other than bonds, short term investments, and stocks owned by the primary account holder and held outside of Fidelity. |
| Short Term | Percentage of short term investments owned by the primary account holder and held outside of Fidelity. |
| Stocks | Percentage of stocks owned by the primary account holder and held outside of Fidelity. |
Review Status
| Field | Definition |
|---|---|
| Additional information provided by customer that can impact recommendation | Comments concerning the account holder and the primary account holder's investment goals. |
| Last Change Date | Date the primary account holder's information was last revised, in MMM-DD-YYYY format. |
| Last Review Date | Date the information was last discussed with the primary account holder, in MMM-DD-YYYY format. |
| Reviewer ID | User ID of the last person who provided/updated the primary account holder's information. |
| Status | Indicates how the primary account holder's information was obtained. |
Negative values are preceded by a minus sign (-).
| Field | Definition |
|---|---|
| Buying Power (Margin Eligible) | Maximum dollar amount available, including both cash and margin, to purchase marginable securities without adding money to the account. The balance includes intraday trade executions, and money movement into and out of the account. This balance includes Cash, Core Sweep/Fund, and Non-Core Money Market(s). All committed open buy trades are reflected in this balance. |
| Cash Avail to Trade | Dollar amount available to purchase securities in the cash account. This amount includes the core account, eligible non-core money markets, and cash credits in the account. It does not include margin cash available. This balance includes Cash, Core Sweep/Fund, and Non-Core Money Market(s). All buy trades are debited and may be netted against proceeds from sell trades credited in the cash account as soon as the trade executes intraday, not when the trade settles. All committed open buy trades are reflected in this balance. |
| Cash Avail to Withdraw | Amount collected and available for immediate withdrawal. This balance includes both core money market and other eligible money market funds held in the account. Intraday non-trade debits to the cash account (type 1) are subtracted from the cash available to withdraw. Debits or credits from intraday trading activity may be netted and further reduce the amount available for withdrawal. |
| Cash Credit &
Cash Debit |
Trade date credit or debit balance in the cash account (type 1). This amount does not include the value of assets denominated in non-U.S. currencies. |
| Cash Securities MV | Total market value of all account positions held in the cash account. This figure is reduced by in-the-money amounts of covered call options. |
| Core/Sweep Fund | Cash credit balance held in the core money market account as of the close of the previous business day. This balance is held until the customer either invests or withdraws it. As transactions settle, this account is debited or credited. |
| House Call &
House Surplus |
|
| Margin Securities MV | Total market value of all account positions held in the margin account. |
| Settled Cash | Amount of cash in the account, including proceeds from activity settling today. This represents the amount of securities you can buy and sell in a cash account without creating a good faith violation. Calculated using the following formula: Settled Cash = Core Sweep/Fund + Non-Core Money Market - Exercisable value of cash covered puts +/- Cash account settlement date balances (ex.: Journals, Checks, EFTs, Wires) - Unsettled cash debits - Settled cash credits from short sells (settled short equity and short options) + Cash credit (sells) settling intraday - Cash credit settling intraday from short sells + Cash credit settling intraday from short option sells - Uncollected checks/EFTs |
| Total Account Value | Total value of all assets in the account held at Fidelity, not including Insurance and Annuities and Other Away Assets. This amount includes the net market value of all positions held long or short in the account, minus outstanding debit balance, amount required to cover short option positions that are in-the-money, and the total amount of securities you have loaned, if entitled. |
| Unsettled Cash Credit | Amount of unsettled cash (cash in an interim state) in the account that will be credited to the core account when the trades settle. Intraday settling amounts are included in the Settled Cash balance. |
| Unsettled Cash Debit | Amount of unsettled cash (cash in an interim state) in the account that will be debited from the core account when the trades settle. Intraday settling amounts are included in the Settled Cash balance. |
| Field | Definition |
|---|---|
| AMA Level | Asset Movement Authorization (AMA) Level formally granted to the advisor to initiate and sign a cashiering transaction on behalf of the account holders. |
| Class Code | Class code assigned to the account. |
| eDelivery Enrollment | Account's eDelivery settings for eligible documents established on Wealthscape Investor Delivery Options.
|
| Fiduciary Approach | Department of Labor (DoL) status assigned to the account. It identifies how the account will be serviced to help comply with certain responsibilities applicable to fiduciaries under applicable law. |
| International | Indicates whether the account is set up for international trading:
|
| Investment Objective | The top ranked investment objective for the account. |
| Investor Trading | Indicates whether the advisor granted permission to the primary account holder to trade on the account:
|
| Margin Status | Status of the margin agreement paperwork if the account holder requested margin borrowing:
|
| Model Name | The model assigned to the account within the Portfolio Modeling & Rebalancing tool. |
| Option Level | Option level if the account has been approved to trade options. |
| Platform Source | Platform used to manage the account:
|
| Prime Broker | Status of the account's Prime Broker agreement with Fidelity:
|
| Product Level | Description along with its 2-digit code in parentheses used to identify the product offering in which the account participates. |
| Product Class | Identifies whether the account participates in a 529 plan or is managed:
|
| RR1/RR2/Agency | Names and codes of up to 2 registered representatives, and the agency assigned to the account. |
| Schedule Code | Description along with its 2-digit code that identifies the commission schedule used to calculate commissions for the account. If a special schedule was not established for the firm, the system uses the default commission schedule. |
| Super Branch | 3-character prefix that identifies your firm, if applicable. |
The same fields display on each tab of Account Cartridge for all Fidelity non-brokerage accounts, regardless of account type. You cannot customize this information or expand the tabs.
Account Information
| Field | Definition |
|---|---|
| Primary Account Holder | Name of the primary account holder on the account, in last name, first name format. |
| Registration | Description of the type of ownership registered for the account, such as Joint or 401(k), along with its code in parentheses. |
Balances
| Field | Definition |
|---|---|
| Total Account Value | Total assets minus total liabilities of the account. This amount includes the net market value of all positions held long or short in the account minus outstanding debit balances, amounts required to cover short option positions that are in-the-money, and the total amount of securities on loan, if entitled. Note: This field reflects the value as of the previous day's close. |
Firm and Investments
| Field | Definition |
|---|---|
| Investment Objective | Top ranked investment objective for the account. |
| Model Name | Model assigned to the account within the Portfolio Modeling and Rebalancing tool. |
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