- View Restrictions
- View Suitability
- Customize Account Cartridge
Account Cartridge displays above some account windows when an account is in context, and is composed of tabs, from left to right:
Account Number
Indicates the frame of reference for the information that currently displays. Expand this tab to display a menu, which provides access to functions for the shown account. The Custom Short Name/FBSI Short Name associated with the account displays above the account number. (Set Short Name Display)
Icons
Displays icons that enable access to additional account detail, where applicable and if entitled: Restrictions and Notifications. A Suitability icon displays for Fidelity Individual Directed Accounts (IDAs). (View Restrictions, View Notifications, View Suitability)
Account Information
Shows the name of the primary account holder and the registration. For Fidelity brokerage accounts, expand this tab to display additional account information.
Balances
Features up to two account balances that you can choose to display prominently prior to expanding. For Fidelity brokerage accounts, expand the tab to view additional balances, calculated intraday. Intraday balances are defined as market values based on real-time positions and close of business pricing, and real-time cash balances.
- Brokerage balances are intraday and display in U.S. dollars.
- Select Refresh to update Balances.
- Multi-Margin Model displays if account is in Multiple Margin Relationship.
Firm and Investments
Features up to two firm and investment attributes that you can choose to display prominently prior to expanding. For Fidelity brokerage accounts, expand this tab to view additional firm and investments information.
Note
The ability to expand Account Cartridge is not available for Fidelity non-brokerage accounts (CGF Donor Advised Fund, Fidelity Annuity, Fidelity Life Insurance, and Fidelity 403(b)/401(k) accounts).
A Restrictions icon displays on the Account Cartridge when there are Fidelity-imposed or user-defined restrictions on the current account. Restrictions placed on an account limit or prevent certain activity based on a set of rules or criteria. Restrictions alert you to account conditions, which may impact your ability to process certain transactions. Restrictions include:
Hard restriction
These restrictions block a transaction or activity from taking place.
System-generated, message-only restriction
These restrictions do not block a transaction or activity; instead, when such a restriction exists, the system alerts you to a process or product associated with the account.
Other user-defined or custom restrictions such as "Don't Buy EMC" or "Don't Trade AAPL" are created by your firm. (Create a Trade Restriction)
To view restrictions
On the Icons tab, select the Restrictions icon, where available.
- Restrictions display in Input Date order. (Field Definitions)
A Suitability icon displays only for Fidelity IDA (Individual Directed Account) brokerage accounts. Although these accounts list an adviser, the adviser is prohibited from placing trades for the account.
Per FINRA (Financial Industry Regulatory Authority, Inc.) Regulatory Notice 11-02, the security or securities transaction or investment strategy recommended to a customer should match the customer's investment profile. Suitability refers to the characteristics of this portfolio plan or profile, which is established through the analysis of discussions with the primary account holder.
To view suitability
On the Icons tab, select the Suitability icon, where available.
- Suitability opens in a separate window. (Field Definitions)
Customize Account Cartridge for a Fidelity brokerage account so it displays the information most relevant to your business. You can designate up to two balances that display on the Balances tab and up to two attributes that display on the Firm and Investments tab. You can also choose whether to expand one of the three tabs upon opening Account Cartridge.
Note
The ability to customize Account Cartridge is not available for Fidelity non-brokerage accounts (CGF Donor Advised Fund, Fidelity Annuity, Fidelity Life Insurance, and Fidelity 403(b)/401(k) accounts).
To customize Account Cartridge
Do the following:
To open Account Cartridge with one tab expanded:
- Select the Show the expanded view as default check box.
- Select the tab to expand when Account Cartridge opens:
Account Information
Balances
Firm and Investments
To choose the balances to display, from the Balances dropdowns:
- Choose from one or both dropdowns.
- Default for the first dropdown is Total Account Value.
- Default for the second is Cash Avail. to Trade.
- To not display a balance, select None.
To choose the firm and investments attributes to display, from the Firm and Investments dropdowns:
- Choose from one or both dropdowns.
- Default for the first dropdown is RR1/RR2/Agency.
- Default for the second is eDelivery Enrollment.
- To not display a balance, select None.
Where applicable, a field might display the following:
-- (Double dashes) Data does not exist.
Fidelity Brokerage Account Information
Fidelity Non-Brokerage Account Information
- Account Information
- Restrictions
- Suitability
- Balances
- Firm and Investments
| Field | Definition |
|---|---|
| Account # | The number assigned to the account. |
| Account Source | The source of the account: Fidelity Brokerage |
| Address | The mailing address (up to six lines) for the account. |
| Custom Short Name | The user-defined short name assigned to the account. |
| (D) | The phone number where the primary account holder can be reached during the day. |
| Date of Birth (Age) | The date of birth of the primary account holder, followed by the calculated age of the account holder in parentheses. |
| (E) | The phone number where the primary account holder can be reached during the evening. |
| The email address of the primary account holder. The email address displays as a hyperlink. Select the hyperlink to email the primary account holder. | |
| FBSI Short Name | The short name assigned to the account in Fidelity's brokerage system. |
| Primary Account Holder | The name of the primary account holder on the account, in last name, first name format. |
| Registration | The description of the type of ownership registered for the account, such as Individual or Corporation, along with its code in parentheses. |
| Field | Definition |
|---|---|
| Code | The two-character code that identifies the restriction. |
| Input Date | The date the restriction was placed on the account. |
| Expiration Date | A system-generated date that is only applicable to certain restriction codes with expiration dates, such as H7 (10 Day Temp Freeze). |
| Dept | The department affiliation of the user who added the restriction. |
| Description | The description of the restriction code. |
| Comments | The comment entered by the user who added or edited the restriction on the account. |
| Action Msg | The actions that must be taken or not taken until the restriction is removed, for example, RESTRICTED. |
| Res Type | The restriction type:
Standard
|
- Financial Position
- Investment Profile
- Assets Held Away
- Review Status
| Field | Definition |
|---|---|
| Annual Earnings | The gross yearly income before taxes, which includes all sources of income, investments, employment, alimony, and so forth, of all account holders. |
| Approximate Net Worth | The estimate of total assets (excluding primary residence) minus total liabilities (joint accounts indicate the combined value). |
| Federal Tax Bracket | The amount the primary account holder's income is taxed for the payment of federal income tax. |
| Liquid Assets | The amount of liquid investments in the Net Worth of the account. The amount of liquid assets available for investment for a joint account indicates the combined value. Liquid assets include cash, and any securities and assets that can readily be turned into cash. Note
|
| Liquidity Needs for Essential Expenses | The amount of liquid investments required by the primary account holder for essential or day-to-day expenses. |
| Liquidity Needs for Near Term Expenses | The amount of liquid investments required by the primary account holder for near term expenses. |
| Marital Status | The marital status of the primary account holder. |
| Number of Dependents | The number of dependents for the primary account holder. |
| Field | Definition |
|---|---|
| Investment Experience | The primary account holder's knowledge of investing, stated in years. |
| Investment Objective | The top ranked investment objective for the account. |
| Investment Purpose | The primary account holder's purpose for the account, such as retirement, home purchase, college. |
| Time Horizon | The amount of time the primary account holder expects to invest funds in the account before withdrawing. This period determines the time that the account holder expects to hold a security or portfolio, and the income needs and stated risk exposure. |
Note
The percentages in this section refer to percentages of the value in the Amount ($USD) field.
| Field | Definition |
|---|---|
| Amount ($USD) | The dollar amount of any other holdings of the primary account holder outside of those in the Fidelity brokerage account. |
| Bonds | The percentage of bonds owned by the primary account holder and held outside of Fidelity. |
| Other | The percentage of any other asset (other than bonds, short term investments, and stocks) owned by the primary account holder and held outside of Fidelity. |
| Short Term | The percentage of short term investments owned by the primary account holder and held outside of Fidelity. |
| Stocks | The percentage of stocks owned by the primary account holder and held outside of Fidelity. |
| Field | Definition |
|---|---|
| Additional information provided by customer that could impact recommendation | Comments concerning the account holder and the primary account holder's investment goals. |
| Last Change Date | The date the primary account holder's information was last revised, in MMM-DD-YYYY format. |
| Last Review Date | The date the information was last discussed with the primary account holder, in MMM-DD-YYYY format. |
| Reviewer ID | The user ID of the last person who provided/updated the primary account holder's information. |
| Status | Indicates how the primary account holder's information was obtained. |
| Field | Definition |
|---|---|
| Buying Power (Margin Eligible) | The maximum dollar amount available, including both cash and margin, to purchase marginable securities without adding money to the account. The balance includes intraday trade executions, and money movement into and out of the account. Note
|
| Cash Avail. to Trade | The dollar amount available to purchase securities in the cash account. This amount includes the core account, plus eligible non-core money markets, plus cash credits in the account. It does not include margin cash available. Note
|
| Cash Avail. to Withdraw | The amount collected and available for immediate withdrawal. This balance includes both core money market and other eligible money market funds held in the account. Intraday non-trade debits to the cash account (type 1) are subtracted from the cash available to withdraw. Debits or credits from intraday trading activity may be netted and further reduce the amount available for withdrawal. |
| Cash Credit &
Cash Debit |
The trade date credit or debit balance in the cash account (type 1). This amount does not include the value of assets denominated in non-U.S. currencies. Note
|
| Cash Securities MV | The total market value of all account positions held in the cash account. This figure is reduced by in-the-money amounts of covered call options. |
| Core/Sweep Fund | The cash credit balance held in the core money market account as of the close of the previous business day. This balance is held until the customer either invests or withdraws it. As transactions settle, this account is debited or credited. |
| House Call &
House Surplus |
House Call
House Surplus Margin Equity - House Security Requirements Note
|
| Margin Securities MV | The total market value of all account positions held in the margin account. |
| Settled Cash | The amount of cash in the account, including proceeds from activity settling today. This represents the amount of securities you can buy and sell in a cash account without creating a good faith violation. Settled Cash = Core Sweep/Fund + Non-Core Money Market - Exercisable value of cash covered puts +/- Cash account settlement date balances (ex.: Journals, Checks, EFTs, Wires) - Unsettled cash debits - Settled cash credits from short sells (settled short equity and short options) + Cash credit (sells) settling intraday - Cash credit settling intraday from short sells + Cash credit settling intraday from short option sells - Uncollected checks/EFTs |
| Total Account Value | The total value of all assets in the account held at Fidelity, not including Insurance & Annuities and Other Away Assets. This amount includes the net market value of all positions held long or short in the account, minus outstanding debit balance, amount required to cover short option positions that are in-the-money, and the total amount of securities you have loaned, if entitled. |
| Unsettled Cash Credit | The amount of unsettled cash (cash in an interim state) in the account that will be credited to the core account when the trades settle. Intraday settling amounts are included in the Settled Cash balance. |
| Unsettled Cash Debit | The amount of unsettled cash (cash in an interim state) in the account that will be debited from the core account when the trades settle. A - (minus sign) denotes the debit. Intraday settling amounts are included in the Settled Cash balance. |
| Field | Definition |
|---|---|
| AMA Level | The Asset Movement Authorization (AMA) Level formally granted to the advisor to initiate and sign a cashiering transaction on behalf of the account holders. (Asset Movement Authorization Levels) |
| Class Code | The class code assigned to the account. |
| eDelivery Enrollment | The account's eDelivery settings for eligible documents established on Wealthscape Investor Delivery Options. (Enroll in eDelivery) None
|
| Fiduciary Approach | The Department of Labor (DoL) status assigned to the account. It identifies how the account will be serviced to help comply with certain responsibilities applicable to fiduciaries under applicable law. (Fiduciary Approach) |
| International | Indicates whether the account is set up for international trading: N
|
| Investment Objective | The top ranked investment objective for the account. |
| Investor Trading | Indicates whether the advisor granted permission to the primary account holder to trade on the account: N No
|
| Margin Status | The status of the margin agreement paperwork if the account holder requested margin borrowing: T
|
| Model Name | The model assigned to the account within the Portfolio Modeling & Rebalancing tool. |
| Option Level | The level of option trading if the account has been approved to trade options. (Option Levels) |
| Platform Source | Identifies the platform used to manage the account:
eMoney
|
| Prime Broker | The status of the account's Prime Broker agreement with Fidelity: 0 Pending Investment Advisor
|
| Product Level | The description along with its two-digit code in parentheses used to identify the product offering in which the account participates. |
| Product Class | Identifies whether the account participates in a 529 plan or is managed:
529 College Savings Plan
|
| RR1/RR2/Agency | The names and codes of up to two registered representatives, and the agency assigned to the account. |
| Schedule Code | The description along with its two-digit code that identifies the commission schedule used to calculate commissions for the account. If a special schedule was not established for the firm, the system uses the default commission schedule. |
| Super Branch | The three-character prefix that identifies your firm, if applicable. |
The same fields display on each tab of Account Cartridge for all Fidelity non-brokerage accounts, regardless of account type. You cannot customize this information, nor can you expand the tabs.
- Account Information
- Balances
- Firm and Investments
| Field | Definition |
|---|---|
| Primary Account Holder | The name of the primary account holder on the account, in last name, first name format. |
| Registration | The description of the type of ownership registered for the account, such as Joint or 401(k), along with its code in parentheses. |
| Field | Definition |
|---|---|
| Total Account Value | The total assets minus total liabilities of the account. This amount includes the net market value of all positions held long or short in the account minus outstanding debit balances, amounts required to cover short option positions that are in-the-money, and the total amount of securities on loan, if entitled. Note
|
| Field | Definition |
|---|---|
| Investment Objective | The top ranked investment objective for the account. |
| Model Name | The model assigned to the account within the Portfolio Modeling & Rebalancing tool. |
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